Did Florida repeal PIP?
If you've read that Florida ended no-fault insurance, that's wrong — and acting on it will cost you.
What actually happened. Two bills, SB 522 and HB 769, would have repealed Florida's no-fault law. Both died in committee on March 13, 2026, when the legislative session closed. Neither reached a floor vote.
What's still true today. PIP remains mandatory on most vehicles registered in Florida. The $10,000 coverage requirement stands. The 14-day treatment deadline stands. The emergency medical condition rule that gates the full benefit stands. The serious injury threshold stands.
Where the confusion came from. A widely repeated "effective July 1, 2026" date appears to trace to a bill that was withdrawn from consideration, then spread through websites and automated search summaries that described proposals as though they were law.
Why it matters more than a correction usually would. If you believe PIP is gone, you have no reason to see a doctor inside 14 days, no reason to open a claim with your own insurer, and no reason to have an emergency medical condition documented. Each of those is unrecoverable once the window closes.
If you've been in a crash, the 14-day clock is running right now regardless of what you read. ---
Talk to an Attorney — Free
An answer on a page isn't the same as advice about your case. Talk to an attorney who handles these matters on the Treasure Coast — free and confidential.