Motorcycles, Trucks, Bikes, Pedestrians & Boats

What if I was injured on a jet ski or rental watercraft?

Attorney-Reviewed Answer
Reviewed by Jeff T. Gorman, Criminal Defense Attorney & Former 19th Circuit Prosecutor (Fla. Bar #538183). Last reviewed: September 2026
Short Answer
Potentially claims against the operator, the rental company, and sometimes a manufacturer — and the rental agreement will matter.

Several possible theories.

The operator, where another person's negligent operation caused the injury.

The rental company, on several grounds: renting to someone unqualified, failing to provide required instruction or safety information, inadequate equipment maintenance, or defective safety gear. Florida has requirements applicable to livery operations.

A manufacturer, where a mechanical defect contributed.

The rental agreement. Expect a waiver. Waivers are common and are not automatically enforceable — their reach depends on the language and on what conduct is alleged. A waiver may not cover gross negligence or statutory violations, and Florida limits waivers in certain circumstances, particularly involving minors.

What to preserve. The rental agreement, any instructional materials provided, the equipment itself, and the identity of the staff member who conducted the orientation.

No PIP applies, so medical costs fall elsewhere while a claim develops.

Keep the rental agreement. A waiver isn't the end of the analysis. ---

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This page answers a common question for general informational purposes and is not legal advice, and no attorney-client relationship is formed by reading it. Florida law changes; while this answer is reviewed by a licensed Florida attorney, the right answer depends on the specific facts of your situation — consult an attorney. Serving Martin, St. Lucie, Palm Beach, Indian River, and Okeechobee Counties.