Medical Treatment & Bills

What if my only injury is soft tissue?

Attorney-Reviewed Answer
Reviewed by Jeff T. Gorman, Criminal Defense Attorney & Former 19th Circuit Prosecutor (Fla. Bar #538183). Last reviewed: September 2026
Short Answer
It's a harder claim, not a worthless one — but it depends heavily on documentation and permanency.

Soft tissue injuries — muscle, ligament, tendon — are the most common crash injuries and the most contested.

Why they're difficult. They don't appear on standard imaging. The evidence is largely the patient's reported symptoms and a physician's clinical findings. Insurers treat them as minor by default and value them accordingly.

What can change that. Objective clinical findings documented consistently — measured range of motion deficits, spasm, positive orthopedic testing. Consistent treatment without gaps. And critically, a permanency opinion, since Florida's threshold for non-economic damages generally requires permanent injury.

What undermines it. Gaps, inconsistent reporting, minimal property damage — which insurers argue means minimal force — and activity inconsistent with the claimed limitations.

On the property damage argument specifically: low-speed impacts do produce real injuries, and that's a fight worth having with medical support rather than conceding.

Be accurate about symptoms. Overstating a soft tissue injury is more damaging than understating one, because credibility is the whole case.

Consistent treatment and a permanency opinion are what move these. Nothing else does. ---

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This page answers a common question for general informational purposes and is not legal advice, and no attorney-client relationship is formed by reading it. Florida law changes; while this answer is reviewed by a licensed Florida attorney, the right answer depends on the specific facts of your situation — consult an attorney. Serving Martin, St. Lucie, Palm Beach, Indian River, and Okeechobee Counties.